Take-home pay, simplified
Know exactly what lands in your account.
Net Pay turns a gross salary into real take-home pay in seconds — across five countries — and helps you plan loans and savings. Free, instant and completely private.
- No sign-up
- Updated for 2026
- Nothing sent to a server
Pick a calculator
Live results as you type. Each uses the current tax year for its country.
UK Salary Calculator
Income tax, National Insurance & student loan for 2026/27.
US Paycheck Calculator
Federal tax & FICA for Single and Married Filing Jointly.
Australia Pay Calculator
Income tax, Medicare levy and HELP/HECS for 2025–26.
Germany Salary Calculator
Brutto-Netto: tax & social insurance, Steuerklasse I.
Ireland Salary Calculator
Income tax, USC and PRSI for 2026.
Loan Calculator
Monthly repayments, total interest and cost of any loan.
Savings Calculator
Compound interest with regular monthly contributions.
Why Net Pay
Built for accuracy, designed for privacy.
Most salary calculators are slow, ad-choked, and vague about how they reach a number. Net Pay is the opposite. Every figure comes from the same tested engine that powers the Net Pay mobile app, using the official rates and thresholds for each country's current tax year.
Your salary, holdings and inputs never leave your device. There is no account, no tracking pixel, and no server collecting your numbers — the calculators run entirely in your browser. That makes Net Pay fast, honest, and genuinely yours.